Do not be fooled by quoted interest rates
Be careful when looking at interest rates that companies post online or promote in advertising. There are most always adjustments to the interest rate for different credit scores, or type of real estate, or even for amount of down payment or equity that you have in your current property.
Mortgage lending over the years has become more and more complicated and detailed and somewhat confusing to borrowers. This is one reason there is so much disclosure done, and why there is so much regulation involved in the process. We truly believe in full disclosure from the beginning of the process, right up to the time of closing. The borrowers are paying the bills and they deserve to be part of the transaction every bit of the way.
If you are looking to refinance your loan on your home, or considering purchasing a new home, please give us a call. We will be happy to give you all the options you have, and support you 100% of the way through the process.